The Data Analytics Blog

Our news and views relating to Data Analytics, Big Data, Machine Learning, and the world of Credit.

Edwin Cross

Edwin Cross

Prior to joining Principa in December 2013, Edwin had 13 years’ consumer credit (credit cards, revolving credit and personal loans) experience in Barclays Bank and Standard Bank SA with 10 years’ specialised in credit risk management across South Africa and Europe in particular United Kingdom, Spain, Germany and Italy of which over 3 years with Chief Risk Officer accountabilities. Edwin is considered an expert across the full customer life cycle and has lead and implemented a number of highly successful credit, marketing, collections, scoring and provisioning initiatives. Since joining Principa, Edwin continued to successfully deliver risk-based and profit-based initiatives to key clients (specialised lenders, large retail banks and retailers). He holds a M.Comm degree from Stellenbosch University.

Recent Posts:

Economic Modelling Guidelines In IFRS 9

As part of the group that was the second company worldwide to become IFRS9 compliant, IFRS9 has been at the forefront of what we do.  We have assisted nearly 20 companies on their IFRS9 journey over the last two years.  This blog forms part of a more extensive series on IFRS9.

[Infographic] Understanding IFRS 9 For Retail Lending

The International Accounting Standards Board published IFRS9 Financial Instruments in July 2014, a framework that introduces a number of new principles into bad debt provisioning that would require lenders to change the provisioning methodology and possibly some business practices in order to remain compliant.

3 Ways To Manage Credit Risk Governance In A Volatile Economic Climate

Credit companies are facing an increasingly volatile global financial climate. A person has to look no further than the impact the unexpected Brexit results have had on the global market. And if that’s not enough, the highly accelerated pace of technological development means that companies need to always be prepared to update their processes and methodologies to accommodate ever-changing client needs and to mitigate risk.

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