The Data Analytics Blog

Our news and views relating to Data Analytics, Big Data, Machine Learning, and the world of Credit.

Mignon Roodt

Mignon Roodt

Mignon has over 14 years’ experience in the financial services industry, specialising in Credit Risk Management. At Principa, she has worked on various business consulting projects for major credit issuers in South Africa and the Middle East. These projects include development of credit policy frameworks, operational performance reviews and development of credit risk strategies in both the retail and banking industries. She also specialises in the training of clients in best practice risk management techniques. Previously with Standard Chartered Bank (South Africa) as Credit Manager for South Africa, Mignon was responsible for the implementation of credit and risk policies and strategies for account origination, applications processing, on-going account management and collections for personal loans, mortgages, credit cards and current accounts. Prior to this Mignon was one of the initial members of the team that launched 20twenty, the first internet transaction based bank in South Africa, and was primarily responsible for the design and implementation of the account processing, account management and collections strategies. Mignon holds a Bachelor’s degree in Accountancy (B.Acc) from the University of Stellenbosch and an Honours degree in Accounting Sciences (B.Compt) from the University of South Africa. She qualified as a Chartered Accountant in 1996 and is a member of the South African Institute of Chartered Accountants. Mignon is an Associate Professional Property Valuer and a member of the South African Institute of Valuers.

Recent Posts:

The Predicted Impact Of The Change In NCA Proof Of Income Regulation

Does Proof of Income (POI) enable creditors to lend more responsibly? Or does it reduce the access to credit for many South Africans? Last week a controversial court ruling was passed effectively eliminating the requirement for proof of income documentation on credit applications in South Africa.  In this blog, I take a look at how the initial POI regulation impacted consumers and the credit world, why and how the changes came about and what these new changes will mean to South-Africans.

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