The Data Analytics Blog

Our news and views relating to Data Analytics, Big Data, Machine Learning, and the world of Credit.

15 Vital Chatbot Statistics You Need To Know In 2019

If you haven’t yet heard, we’re in the chatbot game! We’ve recently announced our partnership with Atura and we’re very excited to bring the Atura chatbot into the credit and collections world.

Top 5 LinkedIn Groups To Join On Data Analytics

With LinkedIn usage growing by two new members every second, you simply can’t afford to not be on the platform. Founded in 2003, LinkedIn has 590 million users with 260 million of those active every month.

The EQ Behind The IQ: The Growing Disconnect Between The Data-Driven Business And It's Customers

The EQ Behind the IQ - Jaco Rossouw from PrincipaDecisions

Principa And Atura Announce Partnership To Provide World-Class Chatbot Solutions To The Credit And Collections Industry

Cape Town, South Africa, 20 February 2019 – Principa Decisions, a South African data analytics and software company, and Atura, a software company specialising in instant messaging technology, have announced a partnership that offers the South African credit and collections industry a solution to support originations, customer management and collections via virtual agent chatbots on mobile and desktop devices.     

IFRS9 Expected Credit Loss (ECL) Models For Retail Lending

It is expected that IFRS9 adoption should lead to an increase in provisions (initially a balance sheet / retained earnings adjustment only with commentary on retrospective impacts). Typically, the increase is mostly a result of loss provisions for all accounts (regardless of a loss event) and the extension of the loss period from a typical 12 months to lifetime (e.g. for structured loans the remaining term of the loan plus time to default/write-off plus the recoveries window).

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