The Data Analytics Blog

Our news and views relating to Data Analytics, Big Data, Machine Learning, and the world of Credit.

Collections Technology in the aftermath of a pandemic (Part 2)

In part 1 of this 2 part series, we looked at the available tools in working accounts optimally as well as tools available in connecting and engaging with the customer.

DecisionSmart-powered mortgage advisor App wins an international award

DecisionSmart decision engine drives innovative App that assists Saudi nationals  with home ownership.

Why Principa’s FinSmart is superior CreditTech

Principa’s FinSmart has become the industry’s go-to solution set for end-to-end credit management. Our credit risk management software products reduce risk and improve profitability by streamlining processes, increasing efficiency, and automating data-driven decision making across the credit lifecycle.

Psychometrics in Credit Originations

If 2020 was not hit by the COVID-19 global pandemic, many were touting 2020 as the year of alternative data. In the credit assessment world, data has typically incorporated demographic data and credit bureau data (where available), but now we are seeing alternative data playing more of a role namely in cellular behavioural data and psychometrics.

The Power of Prediction

 

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